Yang Ma Ma:

The going is certainly getting more and more tough. Starting to wonder if doing the CFA is such a good thing... being tired all the time and trying to memorise all these equations that at the present moment issnt making a whole lot of sense to me. Finding myself wishing that i had all the free time to do absolutely nothing. And yet when i had all the free time to do absolutely nothing, i was wishing that i was spending my time doing something like a CFA. Ah, the eternal longings of the grass on the other side.

On 1 hand, even if i dont pass the exam in June, i know that i've at least gained some important understanding of terms that would have eluded me for the rest of my life! Had some consolation the other day when Gladys was telling me that when she was in Supply Projects, she always made the finance pple sit down with her and tell her what the heck NPV and IRR blardee meant in her project!

That's on the upside. The downside is that i keep wondering what everyone is doing these days... Being in exile certainly issnt fun. :(

Plus there's no gaurantee that i can pass this. And i know i aint the brightest bulb around when it comes to Finance!! But that was the entire point for me because i wanted to challenge myself to do something difficult!! AAArrrgh... if only i knew what all these equations meant.

It really helps that i put it in the context of Shell and the stock market being like the Oil market... heheh... The risk free investments being the safe crudes, but yielding very low returns and the new crudes on the markets being like IPOs... The first few crudes are underpriced due to the risks on them but the mispricing usually corrects itself once the first few cargoes are sold! =)